Here is a list of the seven things home buyers should NOT do before applying for a loan: Don’t buy or lease an auto. The lender looks carefully at the debt-to-income ratio and a large payment such as a car lease or purchase can greatly impact those ratios and prevent the buyer from qualifying. Don’t […]

Ten tips to improve your credit score from Michael Lutz, loan officer with Sunbelt Lending Services: Getting a mortgage today can be complex. New regulatory, verification and documentation requirements require knowledge and experience. Michael Lutz has been in the mortgage industry since 1992 and fully understands these complexities, and knows what investors and lenders are […]